Kredivo's "Buy Now Pay Later" solution for your customers makes online shopping easier than ever before.

See what we have done together with our partners

As one of the pioneers, Bhinneka.Com has now become the most prominent local e-commerce site in Indonesia. Bhinneka.Com offers a wide range of products that support consumers’ day-to-day, professional, and households activities. By focusing on their favorite brands and product categories, especially gadgets, Bhinneka.Com provides their customers with various promotions and attractive deals every day.

110%Increase in average order value
80%Percentage of transactions coming from new users
95%Increase in average number of transactions per user

"With a wider range of experiences, Kredivo is undoubtedly one of the most valuable partner for Bhinneka so far. This collaborative service has been expanding to more cities in Indonesia, and gaining new leads as the main result. Kredivo combines new users along with a marvelous platform."

— Sherlita Soewirjo
Channel Owner, Bhinneka.Com

Sepulsa is a platform to top up mobile, electricity, and multifinance account credit with ease and convenience, anytime and anywhere. It also gives extra benefits for its customers by offering various selections of discount vouchers, which can be used to shop at its ecommerce merchant partners.

100%Increase in frequency
37%Overall increase in total sales in just 8 months
10%Percentage of transactions coming from new users

"The Kredivo checkout is fast and smooth. We find that the stickiness is higher for Kredivo users than any other payment channel because of the 2-click checkout and the convenience of paying anytime in the next 30 days. That's why Kredivo is now one of our top payment channels. Highly recommended!"

— Ananto Wibisono
CEO, Sepulsa

Get started with Kredivo

Kredivo is available on Google Play and as a Web Application

Google Play Web App
All consumer loans are issued in partnership with , a licensed lender.