When you use our
Services, we automatically record information about your use ("Log Data"). This
Log Data may include information such as your computer's or mobile device's
Internet Protocol ("IP") address, browser type, the webpage you were visiting
before you came to our Site, pages of our Site that you visit, access times and
dates and other statistics.
● Information Regarding Your Social
Networking Services ("SNSs").
As a FinAccel
user, you can interact with and use SNSs, such as LinkedIn, Facebook and
Twitter. To do so, you must provide FinAccel
your account credentials (typically username and password) for an SNS. FinAccel
will retain those credentials, keep them private
and use them to enable your access to the SNS. When you choose to access an SNS
via the Services, FinAccel
may collect from the SNS
your address, gender, user ID, list of friends and any information you've
chosen to make public through the SNS. For example, via the FinAccel
Application you can access and log in to your LinkedIn account by entering your
LinkedIn account credentials. We encourage you to read the privacy policies and
other statements of the SNSs you use. You can disable the connection between
Application and an SNS you've chosen to
access at any time via the relevant SNS
● Information Regarding your Google Account (“Google”).
As a FinAccel
user, you may connect one or more of Google services such as Gmail, Google+ etc. When you connect your Google account, FinAccel
may collect information such as account name, account age, your age, location, gender, list of friends, volume and velocity of emails, and emails from any suspicious senders, in order to verify your identity and determine your credit score. If you need to opt out at any time from providing FinAccel
access to this data, you may do so in your Google account settings.
● Surveys and Promotions.
From time to time, we may provide you the opportunity to participate in
surveys, contests or sweepstakes via our Services. If you participate, we may
request certain additional information from you.
How We Use the Information We Collect
● We use information we collect, including your
Registration Information, User ID and Device ID, information from your use of
our Services and SNSs and information from surveys and promotions to provide
and improve our Services, develop new offerings and enhance and personalize
your experience on FinAccel
, including the content
and advertising that you see.
may use your
Registration Information to send you important messages regarding the Services,
as well as marketing materials that we think may be of interest to you. If you
decide at any time that you no longer wish to receive marketing communications
from us, please follow the unsubscribe instructions provided in those communications.
Disclosure of the Information We Collect
● Information You Share. FinAccel
usage is designed for a private purpose, none of what you disclose is made
available to others.
● With Your Consent.
disclose any information we collect with third parties when we receive your
consent to do so.
● Non-Private or Non-Personal
We may disclose aggregated and non-personally identifiable
information that we collect. Any such disclosure will not include non-public,
personal information regarding individual users.
● Services Providers.
employ third parties to assist us in providing and improving the Services
(e.g., without limitation, maintenance, database management and web analytics
companies). If these third parties receive non-public, personal information
about you, they will be obligated not to disclose or use it for any purpose
other than to perform tasks on our behalf.
● Compliance with Laws and Law
government and law enforcement officials and private parties to enforce and
comply with the law. We will disclose any information about you to government
or law enforcement officials or private parties as we, in our sole discretion,
believe necessary or appropriate to respond to claims and legal process (including
but not limited to subpoenas), to protect the property and rights of FinAccel
or a third party, to protect the safety of the
public or any person or to prevent or restrict what we consider to be, or to
pose a risk of being, illegal, unethical or legally actionable activity.
● Business Transfers. FinAccel
may sell, transfer or otherwise share some or all of its assets, including the
acquisition, reorganization or sale of assets or in the event of bankruptcy.
Invite a Friend
Through our Services you can email a friend and invite him
or her to avail of our services. If you use this aspect of our Services we will
ask you for your friend's name, email address and/or SNS username (collectively
"Friend Information"). We will automatically send your friend a one-time email.
stores Friend Information for the purpose of
sending such emails and improving the Services. Friends may contact us at firstname.lastname@example.org
to request that we
remove this information from our database.
Cookies & Other Technologies
Our services may use "cookies" to collect information. A
cookie is a small data file that we transfer to your computer's hard disk for
record-keeping purposes. We may use "persistent cookies" to save your username
and login password for future logins to the Services. We also may use "session
ID cookies" to enable certain features of the Services or to better understand
how you interact with the Services. You can instruct your web browser to stop
accepting cookies or to prompt you before accepting certain or all cookies. If
you do not accept cookies, however, you may not be able to use all aspects of
the Services. Cookies placed on your device or computer by FinAccel
or any third party site or service that you may access through the Services may
remain stored on your device or computer until you remove them.
In addition, we work with third-party companies, that use
cookies and other tracking technologies to collect non-identifying information
about your activities on our Site and Services in order to help us better
understand the use and operation of our Services. These third parties may
collect and analyze information about your online activities over time and
across different websites when you use our Services. We do not exercise control
over these third party websites or services. We encourage you to read the
privacy policies or statements of the other websites and services you use. By
accepting this FinAccel
Services, you are consenting to permit
third-party companies that FinAccel
Some browsers incorporate a "Do Not Track" (DNT) feature
that, when activated, signals to websites that you do not want to be tracked.
Because there is not yet an accepted standard for how to respond to browser DNT
signals, we do not currently respond to them.
Changing or Deleting Your Account
You may email us at email@example.com
with a request that we delete your FinAccel
Accounts are terminated promptly and, absent extenuating circumstances, we will
honor your request and delete your account information in no more than 30 days.
We may retain an archived copy of your records as required by law or as
necessary for the protection of the rights of FinAccel
or its users. For instructions on changing any of your privacy preferences,
accessing your information, updating your information or for any privacy or
data-protection-related questions, please write to firstname.lastname@example.org.
Children and Minor's Information
We do not provide any services to anyone under the age of
18. If a parent or guardian becomes aware that his or her child has provided us
with any personally identifiable information without their consent, he or she
should contact us at email@example.com
If we become aware that anyone under the age of 18 has provided us with any
personally identifiable information, we will delete such information and the
physical, technological and administrative security measures to protect the
information it collects. No method of transmission over the Internet, or method
of electronic storage, is 100% secure, however. Therefore, while we use commercially
acceptable means to protect the information we collect, we cannot guarantee its
absolute security. If FinAccel
learns of a security
breach that results in the unauthorized disclosure of your Registration
Information, we may attempt to notify you electronically through the Services
so that you can take appropriate protective steps. FinAccel
may also send an e-mail to you at the e-mail address you have provided to us
for a notification pursuant to this paragraph.
Identity theft and the practice currently known as
"phishing" are of great concern to FinAccel
Safeguarding information to help protect you from identity theft is a top
priority. We do not and will not, at any time, request your credit card
information, login password or national identification numbers in a non-secure
or unsolicited e-mail or telephone communication.
Links to Other Sites
Our Services contains links to other websites and online
services. If you choose to visit a third party service or an advertiser by
"clicking on" a third party link, you will be directed to that third party's
website or online service. The fact that we link to a website, content or
present a banner ad or other type of advertisement is not an endorsement,
authorization or representation of our affiliation with that third party, nor
is it an endorsement of their privacy or information security policies or
practices. Other websites and services follow different rules regarding the use
or disclosure of the personal information you submit to them. We encourage you
to read the privacy policies or statements of the other websites and services
you use. We do not exercise control over third party websites or services.